Free expense tracker for iPhone & Android
Log spending in seconds, snap the receipt and see what you saved. No budgets, no SMS reading, no bank login.
Most money apps want your bank password, read your text messages, or make you plan a budget you'll blow by the 15th. We only ask you to log the amount. Hit save. Add details, edit or delete whenever you like. No accounts, no logins, no passwords to forget.
The usual way
With TxnApp
Plan a budget for every category
Set one savings goal
Blow past it by mid-month
Spend normally and log as you go
Give up after a few months
See each category at month end, spend wiser next month
Hand over your bank login or SMS
Add entries yourself, accurately
Your data on someone else's server
Your data on your phone and your own Google Drive
Features
01/One-time
Tap +, type the amount, hit save. 20+ categories like groceries, food, fuel and bills are ready to go, and you can add or delete your own. Snap the receipt with your camera or pick it from your photos, and add details or fix anything later.
02/Recurring
Add a payment that repeats and TxnApp counts it every time it comes around. Pick monthly, yearly or another frequency, add an end date if it stops, and turn on a reminder so nothing sneaks up on you.
03/Insights
See income and expenses split into one-time and recurring, how much you kept, and which categories took the most. Switch cash flow between weekly and monthly to see exactly when money comes in and goes out.
04/Savings goal
Budget plans take ages to set up and most months blow past them anyway. Set what you want to keep instead, as a percentage of income or a fixed amount. At month end you'll see where every category landed, so next month you spend wiser without planning a thing.
05/Profiles
Every profile is fully separate: its own transactions, categories, reminders, currency, settings and backups. Switch in two taps. Nothing leaks from one to another.
06/Backup & restore
Save a backup straight from your phone to your Google Drive and restore it any time, including on a new phone. Nothing passes through our servers. Prefer spreadsheets? Export or import CSV.
A closer look
How it works
Free on the App Store and Google Play. Install it and open it.
Pick your currency and a savings goal. No budget to plan. Add recurring bills and income once.
Log what you spend and earn, snap receipts if you like. TxnApp keeps the totals, cash flow and goal up to date.
Privacy
You already trust Google with your email and files. TxnApp keeps your records on your phone and, when you back up, sends them straight to your own Google Drive. We never receive, store or see your data in between.
We use a Google OAuth client only because Google requires one to connect an app to Drive. It's a technical requirement, nothing more.
Scanning texts is a privacy risk and often gets amounts wrong. You log it, so it's right.
Your transactions, receipts and notes are never used to train AI models.
Backups go directly from your phone to your Google Drive. Nothing passes through us.
Nothing is pulled from your accounts. You decide what goes in.
Your records live on your device, not on our servers.
Take everything out as CSV whenever you like.
Pricing
Pay only if you want the ads gone.
$0
Ads only on the Insights page.
$0.99/ month
Same app, no ads on Insights.
Price in USD. Your App Store or Google Play account may show local pricing.
Yes. TxnApp is free to download and every feature is included. The free version shows ads only on the Insights page, never while you're adding or editing entries. If you'd rather not see them, you can remove ads for $0.99 a month.
No. You add transactions yourself, which takes a few seconds each. There's no bank login, no card linking and nothing shared with your bank.
On your phone. If you turn on Google Drive backups, the app sends your backup straight to your own Google Drive and reads it back from there when you restore. We don't have access to your personal data.
Two reasons. Reading your texts means an app sees far more than payments, which is a real privacy risk. And bank SMS formats vary, so auto-detected amounts and categories are often wrong. You add each entry yourself, so your numbers are accurate.
No. Your transactions, receipts and notes are never used to train AI models. Nobody else needs to know your personal finances.
Only for Google Drive backups. Google requires apps to register an OAuth client before they can save files to your Drive, so that's the one technical piece we use. Your backup goes directly from your phone to your Drive. We never receive or see it.
No. Set a savings goal instead. TxnApp shows what each category cost you by the end of the month, so you can adjust next month without planning every line in advance.
Yes. Take a photo with your camera or choose one from your gallery and attach it to any transaction. You can edit entries and receipts later.
Each profile is completely separate, with its own transactions, categories, reminders, currency and settings. Every new profile comes with 20+ categories you can add to or delete, and each profile backs up to and restores from Google Drive on its own.
Yes. Choose a currency for each profile and every amount in that profile uses it. Handy if you keep a separate profile for travel or for money in another country.
Back up to Google Drive on your old phone, install TxnApp on the new one, connect the same Google account and restore. You can also export everything to CSV and import it again.
Export transactions or cash flow as a CSV file. It opens in Excel, Google Sheets and Numbers.
Contact
Questions, feedback or a bug to report. Get in touch and we'll help.
Download TxnApp free and log your first expense. By the end of the month you'll know exactly where it all went.
