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Skip the budget. Track what happens.

Budget plans take ages and most months blow past them anyway. TxnApp shows where every category landed at month end, so next month you spend wiser.

Most money apps want your bank password, read your text messages, or make you plan a budget you'll blow by the 15th. We only ask you to log the amount. Hit save. Add details, edit or delete whenever you like. No accounts, no logins, no passwords to forget.

The usual way

With TxnApp

  • Plan a budget for every category

    Set one savings goal

  • Blow past it by mid-month

    Spend normally and log as you go

  • Give up after a few months

    See each category at month end, spend wiser next month

  • Hand over your bank login or SMS

    Add entries yourself, accurately

  • Your data on someone else's server

    Your data on your phone and your own Google Drive

How it works

Up and running before your coffee cools.

  1. 1

    Download TxnApp

    Free on the App Store and Google Play. Install it and open it.

  2. 2

    Set your basics

    Pick your currency and a savings goal. No budget to plan. Add recurring bills and income once.

  3. 3

    Add as you go

    Log what you spend and earn, snap receipts if you like. TxnApp keeps the totals, cash flow and goal up to date.

Start with today's coffee.

Download TxnApp free and log your first expense. By the end of the month you'll know exactly where it all went.