TxnApp FAQ

Individuals, freelancers, solo traders and anyone paid in fiat or crypto. Use it for personal money, run a small business from it, or keep both in separate profiles.

Yes. A profile can use a major coin like BTC, ETH or SOL, or a stablecoin like USDT, USDC or DAI. Coins keep 8 decimals and stablecoins 2. TxnApp records amounts in the profile's currency and does not convert between currencies or fetch prices.

Yes. TxnApp is free to download and every feature is included. The free version shows a short video ad now and then, at most once every 30 minutes, and never on Home or during setup. If you'd rather not see them, you can remove ads for $0.99 a month.

No. You add entries yourself, which takes a few seconds each. There's no bank login, no card linking and nothing shared with your bank.

On your phone. TxnApp has no account and no server. If you turn on Google Drive backups, the app sends your backup straight to your own Google Drive and reads it back from there when you restore. We never receive your data.

Two reasons. Reading your texts means an app sees far more than payments, which is a real privacy risk. And bank SMS formats vary, so auto-detected amounts and categories are often wrong. You add each entry yourself, so your numbers are accurate.

No. Your entries, receipts and notes are never used to train AI models. Nobody else needs to know your personal finances.

No. There is no analytics, tracking or crash reporting in the app. Ads are non-personalized and never use your financial data. Google receives only basic device details to serve them, and Remove ads turns them off.

Only for Google Drive backups. Google requires apps to register an OAuth client before they can save files to your Drive, so that's the one technical piece we use. The app can only see the files it created. Your backup goes directly from your phone to your Drive. We never receive or see it.

No. Set a savings target instead. Home tells you how the month is going, and TxnApp shows what each category cost you by the end of the month, so you can adjust next month without planning every line in advance.

Yes. Take a photo, choose one from your gallery or attach a PDF of up to 5 MB to any entry, source or asset. Photos are stored without their EXIF metadata. You can edit entries and attachments later.

Eight tools you can show, hide and reorder per profile: Sources, Loans, Investments, Assets, Invoices, Tax, Interests and Cash flow. All eight are on by default, four per row.

Yes. Add customers and products, build an invoice with your logo and business details, and share it as an A4 PDF. Mark it sent, then paid, and the income is booked under Invoices automatically. Unpaid invoices show on the balance sheet.

Yes. From Insights, open a profit and loss statement, a cash flow statement or a balance sheet for this month, last month, this quarter, this year or a custom period. Each is an A4 PDF you can share, or a CSV.

Each profile is completely separate, with its own entries, categories, tools, reminders, currency and settings. Every new profile comes with 20+ categories you can add to or delete, and each profile backs up to and restores from Google Drive on its own.

Yes. Choose a fiat or crypto currency for each profile and every amount in that profile uses it. Handy if you keep a separate profile for travel, for money in another country or for a business.

Back up to Google Drive on your old phone, attachments included, install TxnApp on the new one, connect the same Google account and restore. You can also export everything to CSV and import it again.

Export transactions or cash flow as a CSV file, and every statement has a CSV version too. They open in Excel, Google Sheets and Numbers.